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  • No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
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Welcome to Legacy Home Loans.

Based in Nashville, Tennessee, Legacy Home Loans is a mortgage lender serving the entire state of Tennessee with multiple loan programs for various borrower needs.

We have a wide array of mortgage loan products, investment tools, helpful articles and of course quality service and individual attention.

Home Loans in Tennessee

We offer FHA, USDA, Jumbo and VA loans.

  • FHA: First time buyers can take advantage of lower down payment requirements offered by the Federal Housing Administration.
  • USDA: Qualifying income borrowers can receive zero down payment Rural Development loans in eligible areas.
  • Jumbo: Buyers whose properties exceed conventional maximum values can benefit from our Jumbo program.
  • VA: If you're looking for a VA Nashville, Lebanon, Murfreesboro - anywhere in the Volunteer State - loan, give us a call to see if you qualify for the VA zero down payment option. We are grateful to serve those eligible veterans who have selflessly served our country.

Tennessee Refinance

If you'd like to change your existing mortgage by decreasing the loan term or interest rates, we'd be glad to assist you with a home refinance. Whatever your financial situation, do not hesitate to get into contact with us to discuss your options.

We offer the following refinance programs:

FHA Streamline | FHA Cash-out | VA Streamline | VA Cash-out | Conventional | HELOC | HARP | Jumbo

Inquire Today

We are investing in the latest website technology to ensure your needs are met quickly. To inquire about pre-qualification or approval, submit your information through our secure, online loan application found on the top of this page.

Latest from the Blog

Recent Articles

Oct
21
2020
How to Pay off Debt Fast To Qualify for a Home Loan
Struggling to pay down or pay off debt? You're not alone. Most Americans are shouldering about $30k in debt from credit cards, school loans, or car loans. And if you want to buy a home, too much debt can hinder mortgage approval. Fortunately, there are ways to get a handle on it.  Check out...
Oct
14
2020
Tricks for Removing Negative Information From Your Credit Report
Removing negative marks from your credit report isn't just for raising your credit score. It's also the key to getting approved for a home loan with a favorable interest rate. Use these strategies to eliminate negative information from your credit report. Did you know that there are loan...
Oct
07
2020
Breaking Down The Pros and Cons of a 30-Year Fixed-Rate Home Loan
Are you considering a 30-year fixed-rate mortgage? We're not surprised.  Thanks to an extended repayment period and fixed-rate, homeowners can count on a predictable low monthly payment. Here's what you need to know about a 30-year fixed-rate loan and it’s alternatives...
Sep
30
2020
What’s New with Purchasing a Home in 2020
The coronavirus outbreak has changed certain aspects of home buying. In some ways, it’s become more challenging. However, in many ways, it’s actually improved. Here are some of the differences you'll notice about purchasing a home in 2020 and how to prepare for them...