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Guaranteed Closing Program

Whether you are a first-time home buyer or an experienced homeowner, nothing is more exciting than purchasing a new home. Experts agree that the key to success in the home buying process is the guidance of a trusted, experienced mortgage lender and real estate agent, especially in today’s hot real estate market. Between the low inventories, multiple offers, and stiff competition, making your offer stand out is key. 

At Legacy Home Loans, we understand the importance of making a strong offer. That’s why we developed our exclusive Guaranteed Closing Program. Our program is one of the strongest in the industry and takes the hassle out of getting your offer accepted. We are so confident in our program that we guarantee your loan will close, or we will pay the seller $5,000*. Check out how the program set one of Legacy's client’s offers apart to secure a new home for his growing family:

"After a few of our offers were not accepted due to the highly competitive market, our lender suggested we try Legacy’s Guaranteed Closing Program which would pay the seller $5,000 if our offer was accepted but Legacy was not able to close the loan. He explained the process and walked us through the additional steps for getting accepted into the Guaranteed Closing Program. Working with our lender and his team, we provided all the additional asset and income verification and were accepted into the program, giving my wife and I renewed enthusiasm for finding a home in a tough market. In July, we found the home that we wanted to start our young family and made an offer that was ultimately accepted by the seller. Given the fact that the house we were under contract for had previously had an offer that fell through due to financing, I am convinced that being in the Guaranteed Closing Program set our offer apart and was one of the primary reasons it was accepted."
- Byron | Nashville, TN
Legacy's Guaranteed Closing Program may be just the winning ticket you need when competing with multiple buyers.


Our Guaranteed Closing Program provides a fully underwritten loan, giving you the ability to shop with confidence. It presents an advantage over our competitor’s typical prequalification and preapproval letters. Once approved, you’re ready to submit an offer with full confidence knowing the process is complete pending appraisal and title.


Because we do all the work up-front, the result is a streamlined closing with very few surprises. Our program is a great financing option if you need to move quickly! 


We stand behind our Guaranteed Closing Program and if we are unable to provide financing, we will pay the seller $5,000*. When deciding between multiple offers, sellers know they can trust a Legacy Guaranteed Closing approved homebuyer.  You don’t need to embark on your homeownership journey alone. We’re here to help you strengthen your offer and OWN it. If you’d like to learn more about our Guaranteed Close Program or get answers to your home financing questions, connect with a Legacy Home Loans loan officer today. 

*Applies to purchase loans only. To qualify, the buyer’s Guaranteed Closing Approval must have been issued by Legacy Home Loans. Certain loan types do not qualify for this offer. Restrictions apply.