• 						No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 						The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 						Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.
  • 						REFINANCING is easy with our professionals' help.
    REFINANCING is easy with our professionals' help.
  • 						We make Refinancing a breeze!
    We make Refinancing a breeze!

 

Welcome to Legacy Home Loans.

Based in Nashville, Tennessee, Legacy Home Loans is a mortgage lender serving the entire state of Tennessee with multiple loan programs for various borrower needs.

We have a wide array of mortgage loan products, investment tools, helpful articles and of course quality service and individual attention.

Home Loans in Tennessee

We offer FHA, USDA, Jumbo and VA loans.

  • FHA: First time buyers can take advantage of lower down payment requirements offered by he Federal Housing Administration.
  • USDA: Qualifying income borrowers can receive zero down payment Rural Development loans in eligible areas.
  • Jumbo: Buyers whose properties exceed convenional maximum values can benefit from our Jumbo program.
  • VA: If you're looking for a VA Nashville, Lebanon, Murfreesboro - anywhere in the Volunteer State - loan, give us a call to see if you qualify for the VA zero down payment option. We are grateful to serve those eligible veterans who have selflessly served our country.

Tennessee Refinance

If you'd like to change your existing mortgage by decreasing the loan term or interest rates, we'd be glad to assist you with a home refinance. Whatever your financial situation, do not hesitate to get into contact with us to discuss your options.

We offer the following refinance programs:

FHA Streamline | FHA Cash-out | VA Streamline | VA Cash-out | Conventional | HELOC | HARP | Jumbo

Inquire Today

We are investing in the latest website technology to ensure your needs are met quickly. To inquire about pre-qualification or approval, submit your information through our secure, online loan application found on the top of this page.

Latest from the Blog

Recent Articles

May
18
2017
Buying a home with less than 20% down might be easier than you think
One of the most common assumptions we hear is that “you need 20% cash down payment in order to buy a home”. This couldn’t be further from the truth –  there are many different lenders and loan programs that require little to no down payment, regardless of...
May
10
2017
Multifamily Homes: Let Someone Else Pay Your Mortgage
Most home owners dream of the day 15- or 30-years down the line when they will be living mortgage free. But why wait that long? What if you could live essentially mortgage-free from day one, while building equity and saving money? Purchasing a multifamily home and living in one unit while...
May
01
2017
Can you negotiate closing costs?
Many home buyers and sellers assume that closing costs are a set part of your total home purchase or sale price, and don’t give these fees (which can sometimes be thousands of dollars) much of a second thought. Whether you are looking to buy or sell a home, you want to make sure that you...
Apr
26
2017
Mortgage Loans for All Income Levels!
If you dream of home ownership but don’t think that you make a high enough salary or bring in enough yearly income to qualify for a mortgage, read ahead! Home ownership may be closer than you think, regardless of your income. Buying with 20% down payment? The National Association...