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Welcome to Legacy Home Loans.
Based in Nashville, Tennessee, Legacy Home Loans is a mortgage lender serving the entire state of Tennessee with multiple loan programs for various borrower needs.
We have a wide array of mortgage loan products, investment tools, helpful articles and of course quality service and individual attention.
Home Loans in Tennessee
We offer FHA, USDA, Jumbo and VA loans.
- FHA: First time buyers can take advantage of lower down payment requirements offered by he Federal Housing Administration.
- USDA: Qualifying income borrowers can receive zero down payment Rural Development loans in eligible areas.
- Jumbo: Buyers whose properties exceed convenional maximum values can benefit from our Jumbo program.
- VA: If you're looking for a VA Nashville, Lebanon, Murfreesboro - anywhere in the Volunteer State - loan, give us a call to see if you qualify for the VA zero down payment option. We are grateful to serve those eligible veterans who have selflessly served our country.
If you'd like to change your existing mortgage by decreasing the loan term or interest rates, we'd be glad to assist you with a home refinance. Whatever your financial situation, do not hesitate to get into contact with us to discuss your options.
We offer the following refinance programs:
FHA Streamline | FHA Cash-out | VA Streamline | VA Cash-out | Conventional | HELOC | HARP | Jumbo
We are investing in the latest website technology to ensure your needs are met quickly. To inquire about pre-qualification or approval, submit your information through our secure, online loan application found on the top of this page.
Latest from the Blog
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Money talks when it comes to making an offer on a home, and in real estate, all-cash offers are big talkers.
But what if you don't have an all-cash offer? Does that mean your out of the running for buying your dream home? Not at all!
Though all-cash offers are enticing to home sellers, there...
Simple Ways to Lower Closing Costs
Closing costs are the fees you pay at the closing of your home loan. The amount will vary and includes a combination of appraisal, inspection, title, and administrative costs such as those from your loan officer or broker.
When you apply for a loan, you'll want to ask about the closing costs....
What You Need To Know About Missed Mortgage Payments
Struggling with finances is hard enough, but when you also fall behind on your mortgage payments, the stress multiplies. Going into foreclosure is the consequence of defaulting on your home, but it doesn't have to happen to you!
We understand that your house is more than just a roof over...
Which is Better: Loan Modification or Refinance?
A loan modification is different from a refinance. Loan modifications work by changing the terms of your original loan. These changes can be temporary or permanent, depending on the type of modification.
A refinance, on the other hand, is a new loan with all new terms. It would take the place...