• 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.

Welcome to Legacy Home Loans.

Based in Nashville, Tennessee, Legacy Home Loans is a mortgage lender serving the entire state of Tennessee with multiple loan programs for various borrower needs.

We have a wide array of mortgage loan products, investment tools, helpful articles and of course quality service and individual attention.

Home Loans in Tennessee

We offer FHA, USDA, Jumbo and VA loans.

  • FHA: First time buyers can take advantage of lower down payment requirements offered by he Federal Housing Administration.
  • USDA: Qualifying income borrowers can receive zero down payment Rural Development loans in eligible areas.
  • Jumbo: Buyers whose properties exceed convenional maximum values can benefit from our Jumbo program.
  • VA: If you're looking for a VA Nashville, Lebanon, Murfreesboro - anywhere in the Volunteer State - loan, give us a call to see if you qualify for the VA zero down payment option. We are grateful to serve those eligible veterans who have selflessly served our country.

Tennessee Refinance

If you'd like to change your existing mortgage by decreasing the loan term or interest rates, we'd be glad to assist you with a home refinance. Whatever your financial situation, do not hesitate to get into contact with us to discuss your options.

We offer the following refinance programs:

FHA Streamline | FHA Cash-out | VA Streamline | VA Cash-out | Conventional | HELOC | HARP | Jumbo

Inquire Today

We are investing in the latest website technology to ensure your needs are met quickly. To inquire about pre-qualification or approval, submit your information through our secure, online loan application found on the top of this page.

Latest from the Blog

Recent Articles

Dec
06
2017
Yes! It's Possible to Defer a Mortgage Payment
Can I Defer a Mortgage Payment?  If you're looking into deferring a mortgage payment, it's likely that you are experiencing a temporary financial hardship. Deferring, or skipping a payment, is an option that may offer some relief to get you through this tough spot.  There...
Nov
29
2017
“My Home Loan Has a Mortgage Rider --What Does That Mean?”
The term "mortgage rider" may sound like a big, brawny man on the back of a motorcycle --and when you're not sure what it means, it can make you feel just as nervous. But there really isn't anything to be wary about, that is, once you understand what a mortgage rider is.  For us, honesty...
Nov
22
2017
How To Get Your Home Ready For Thanksgiving In 1 Hour (It’s Possible!)
Time just seems to fly by as soon as November comes around, and if you're like most people, a busy schedule has left you with a house that isn't quite ready to receive guests for tomorrow's big gobble event --Thanksgiving! But we got you covered! In just about an hour's time, you can have...
Nov
15
2017
How Does Down Payment Assistance Work?
Thinking about buying a home but need help funding your down payment? A down payment assistance program can help! Down payment assistance programs are an often overlooked resource that you can take advantage of when you're buying a home. Read this article to find out what down payment...