• 						No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 						The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 						Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.

 

Welcome to Legacy Home Loans.

Based in Nashville, Tennessee, Legacy Home Loans is a mortgage lender serving the entire state of Tennessee with multiple loan programs for various borrower needs.

We have a wide array of mortgage loan products, investment tools, helpful articles and of course quality service and individual attention.

Home Loans in Tennessee

We offer FHA, USDA, Jumbo and VA loans.

  • FHA: First time buyers can take advantage of lower down payment requirements offered by he Federal Housing Administration.
  • USDA: Qualifying income borrowers can receive zero down payment Rural Development loans in eligible areas.
  • Jumbo: Buyers whose properties exceed convenional maximum values can benefit from our Jumbo program.
  • VA: If you're looking for a VA Nashville, Lebanon, Murfreesboro - anywhere in the Volunteer State - loan, give us a call to see if you qualify for the VA zero down payment option. We are grateful to serve those eligible veterans who have selflessly served our country.

Tennessee Refinance

If you'd like to change your existing mortgage by decreasing the loan term or interest rates, we'd be glad to assist you with a home refinance. Whatever your financial situation, do not hesitate to get into contact with us to discuss your options.

We offer the following refinance programs:

FHA Streamline | FHA Cash-out | VA Streamline | VA Cash-out | Conventional | HELOC | HARP | Jumbo

Inquire Today

We are investing in the latest website technology to ensure your needs are met quickly. To inquire about pre-qualification or approval, submit your information through our secure, online loan application found on the top of this page.

Latest from the Blog

Recent Articles

Aug
23
2017
Buying a Home with No Credit is Possible!
Thinking about buying a home with but don't have any credit history? Striving to live debt-free is a commendable goal. However, it now leaves you facing the unintended consequence of not having any established credit history.  Not having any credit history or a credit score...
Aug
16
2017
When Is Private Mortgage Insurance Required?
PMI is an acronym you might hear when you're buying a home, but what is it short for? PMI stands for private mortgage insurance, and this is cost you will have to pay if you don't have 20% down payment.  What is PMI?  It's insurance that protects your lender, not the borrower in...
Aug
09
2017
Top Reasons to Consider A Homebuying Assistance Program
There are many down-payment assistance programs available across the U.S., all of which can help you purchase a home sooner than you think. Eligibility requirements vary, but there are some common positive features found in these specialized buying programs. The Benefits of...
Aug
02
2017
Advantages and Disadvantages of Refinancing to a 30-Year Mortgage
Low mortgage rates have been in the news lately, making the option to refinance all the more appealing. Homeowners are eager to lock in these lowered home loan rates not only to save money their monthly payments but also have additional funds to invest or save for life's emergencies...