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Welcome to Legacy Home Loans.
Based in Nashville, Tennessee, Legacy Home Loans is a mortgage lender serving the entire state of Tennessee with multiple loan programs for various borrower needs.
We have a wide array of mortgage loan products, investment tools, helpful articles and of course quality service and individual attention.
Home Loans in Tennessee
We offer FHA, USDA, Jumbo and VA loans.
- FHA: First time buyers can take advantage of lower down payment requirements offered by he Federal Housing Administration.
- USDA: Qualifying income borrowers can receive zero down payment Rural Development loans in eligible areas.
- Jumbo: Buyers whose properties exceed convenional maximum values can benefit from our Jumbo program.
- VA: If you're looking for a VA Nashville, Lebanon, Murfreesboro - anywhere in the Volunteer State - loan, give us a call to see if you qualify for the VA zero down payment option. We are grateful to serve those eligible veterans who have selflessly served our country.
If you'd like to change your existing mortgage by decreasing the loan term or interest rates, we'd be glad to assist you with a home refinance. Whatever your financial situation, do not hesitate to get into contact with us to discuss your options.
We offer the following refinance programs:
FHA Streamline | FHA Cash-out | VA Streamline | VA Cash-out | Conventional | HELOC | HARP | Jumbo
We are investing in the latest website technology to ensure your needs are met quickly. To inquire about pre-qualification or approval, submit your information through our secure, online loan application found on the top of this page.
Latest from the Blog
Should My First Home Be a House or Condo?
Looking buy your first home? We're excited for you! We're sure that you have a lot of questions too, beginning with, "should my first home be a traditional house or a condo?"
That's an excellent question and one that our office has heard many times from other first-time home buyers just...
Should I Use My 401(K) to Pay off My Mortgage?
If you have a large 401 (k) plan but aren't quite near retiring age, you may be considering using part of it to pay off your mortgage.
Seems like a good idea, but is it?
There is no "right" answer. Factors like how much you owe on your mortgage and your ability to pay back the amount you...
Top Solutions to Your Refinancing Obstacles
Refinancing is similar to getting a mortgage, and that includes the application process. However, there are a few differences that can sometimes appear as hurdles.
Our office is committed to helping you find real solutions to refinancing, so we put together this list of the top...
Pre-qualification vs. Pre-approval: What's the Difference?
Pre-qualification and pre-approval mean different things when it comes to getting a home loan. Both pre-qual and pre-approval begin the same way and are useful when you're looking to buy a home.
However, if you want to lock in a low-rate mortgage and be ready to make an offer as soon as you...